Start Your Application Now

Michael Stone

Mortgage Originator

NMLS Registry Number - 267125

Email: michaelstone@pinnaclebank.com

Office: 706.286.1361
Fax: 706.425.2256

3140 Lexington Road
Athens, Georgia 30603

  1. Click Start Your Application Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. I will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 706.286.1361.

Rate Watch
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Government Loans
Looking for a no down payment VA loan or a low down payment FHA loan? You've come to the right place.

Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.735%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.439%  0.000%
VA Loans
VA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.209%  0.000%
VA 15 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.246%  0.000%
USDA Loans
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.671%  0.000%